Monday, December 23, 2013

Compare these insurance premiums ... Thx Pidge F!

  Compare these Insurance Premiums
 What ObamaCare is Really About…..interesting for sure! >> 

I'm a 54 year old consulting engineer and make between $60,000 and
$125,000 per year, depending on how hard I work and whether or not
there are work projects out there for me.

My girlfriend is 61 and makes about $18,000 per year, working as a
part-time mail clerk.

For me, making $60,000 a year, under ObamaCare, the cheapest,
lowest grade policy I can buy, which also happens to impose a
$5,000 deductible, costs $482 per month.

For my girlfriend, the same exact policy, same deductible, costs $1
per month. That's right, $1 per month. I'm not making this up.

Don't believe me? Just go to www.coveredca.gov , the ObamaCare
website for California and enter the parameters I've mentioned
above and see for yourself. By the way, my zip code is 93940. You'll need to enter that.

So OK, clearly ObamaCare is a scheme that involves putting the cost
burden of healthcare onto the middle and upper-income wage earners.
But there's a lot more to it. Stick with me.

And before I make my next points, I'd like you to think about something:

I live in Monterey County, in Central California. We have a large
land mass but just 426,000 residents - about the population of
Colorado Springs or the city of Omaha.

But we do have a large Hispanic population, including a large
number of illegal aliens, and to serve this group we have Natividad
Medical Center, a massive, Federally subsidized county medical
complex that takes up an area about one-third the size of the
Chrysler Corporation automobile assembly plant in Belvedere,
Illinois (see Google Earth View). Natividad has state-of-the-art
operating rooms, Computed Tomography and Magnetic Resonance Imaging, fully equipped, 24 hour emergency room, and much more.
 If you have no insurance, if you've been in a drive-by shooting or
have overdosed on crack cocaine, this is where you go. And it's
essentially free, because almost everyone who ends up in the ER is uninsured.

Last year, 2,735 babies were born at Natividad. 32% of these were
born to out-of-wedlock teenage mothers, 93% of which were Hispanic.
Less than 20% could demonstrate proof of citizenship, and 71%
listed their native language as Spanish. Of these 876 births, only
40 were covered under [any kind of] private health insurance. The taxpayers paid for the other 836.
 And in case you were wondering about the entire population - all
2,735 births - less than 24% involved insured coverage or even
partial payment on behalf of the patient to the hospital in
exchange for services. Keep this in mind as we move forward.

Now consider this:

If I want to upgrade my policy to a low-deductible premium policy,
such as what I had with my last employer, my cost is $886 per
month. But my girlfriend can upgrade her policy to the very same
level, for just $4 per month. That's right, $4 per month. $48 per
year for a zero-deductible, premium healthcare policy - the kind of
thing you get when you work at IBM (except of course, IBM employees
pay an average of $170 per month out of pocket for their coverage).

I mean, it's bad enough that I will be forced to subsidize the
ObamaCare scheme in the first place. But even if I agreed with the
basic scheme, which of course I do not, I would *never* agree to
subsidize premium policies. If I have to pay $482 a month for a
budget policy, I sure as hell do not want the guy I'm subsidizing
to get a better policy, for less that 1% of what I have to fork out each month for a low-end policy.

Why must I pay $482 per month for something the other guy gets for
a dollar? And why should the other guy get to buy an $886 policy
for $4 a month? Think about this: I have to pay $10,632 a year for
the same thing that the other guy can get for $48. $10,000 of net
income is 60 days of full time work *as an engineer*. $48 is
something I could could pay for collecting aluminum cans and plastic bottles, one day a month.

Are you with me on this? Are you starting to get an idea what
ObamaCare is really about?

ObamaCare is not about dealing with inequities in the healthcare system.
That's just the cover story. The real story is that it is a
massive, political power grab. Do you think anyone who can insure
himself with a premium policy for $4 a month will vote for anyone
but the political party that provides him such a deal? ObamaCare is
about enabling, subsizdizing, and expanding the Left's political
power base, at taxpayer expense. Why would I vote for anyone but a Democrat if I can have babies for $4 a month?
 For that matter, why would I go to college or strive for a better
job or income if it means I have to pay real money for healthcare
coverage? Heck, why study engineering when I can be a schlub for
$20K per year and buy a new F-150 with all the money I'm saving?

And think about those $4-a-month babies - think in terms of
propagation models. Think of just how many babies will be born to
irresponsible, under-educated mothers. Will we get a new crop of
brain surgeons and particle physicists from the dollar baby club,
or will we need more cops, criminal courts and prisons? One thing
you can be certain of: At $4 a month, they'll multiply, and
multiply, and multiply. And not one of them will vote Republican.

ObamaCare: It's all about political power.

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