----- Original Message -----
Subject: FW: Credit Card scam- Read this one -URGENT!
Not sure if this is true or not, but better safe than sorry.
For what it's worth . . . .
Man they are getting slick!!!
New Credit Card Scam
This one is pretty slick since they provide YOU with all the information, except the one piece they want.
Note, the callers do not ask for your card number; they already have it... This information is worth reading. By understanding how the VISA & Master Card Telephone Credit Card Scam works, you'll be better prepared to protect yourself.
One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'Master Card'.. The scam works like this: Caller: 'This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in ?'
When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?'
You say 'yes'. The caller continues - 'I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800 -VISA) and ask for Security.'
You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'
Here's the IMPORTANT p art on how the scam works.. The caller then says, 'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?' After you say No, the caller then thanks you and states, 'Don't hesitate to call back if you do, and hangs up.
You actually say very little, and they never ask for or tell you the Card number.. But after we were called on Wednesday, we called back within 20 minutes to ask a question.. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.
Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of Master Card' with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening.
Please pass this on to all your family, friends and neighbors. By informing each other, we protect each other.
Neighbors Helping Neighbors
Sunday, December 12, 2010
Israel British House of Commons From Mimi Brodsky Chenfeld-
Mimi Brodsky Chenfeld is a valued friend, yet a Jewish lady who remains very liberal in thought in this day and age. God has blessed this world reknown friend and she cares so deeply for children all over this world.
For friend, Mimi, I say 'peace and love' and for the State of Israel, I hope for continued support by the United States of America!
This is long but tremendously supportive of Israel, even in Britain:
worth reading, dears= love, mim
Sent: Sun, Dec 12, 2010 1:37 am
Subject: Re: From the British House of Commons
amen!!!! love, mim
Sent: Wed, Dec 8, 2010 10:06 pm
Subject: From the British House of Commons
From the British House of Commons..............
Speech to the Friends of Israel Initiative.
Andrew Roberts, Member Parliament
I would like to speak to you today as an historian, because it seems to me that the State of Israel has packed more history into her 62 years on the planet than many other nations have in six hundred. There are many surprising things about this tiny, feisty, brave nation the size of Wales, but the most astonishing is that she has survived at all. The very day after the UN declared Israel a country in 1948, five Arab countries attacked, and she has been struggling for her right to life ever since. And that is what we are here for today, to reiterate Israel's right to self-defense, inherent in all legitimate countries.
From Morocco to Afghanistan, from the Caspian Sea to Aden, the 5.25 million square miles of territory belonging to members of the Arab League is home to over 330 million people, whereas Israel covers only eight thousand square miles, and is home to seven million citizens, one-fifth of whom are Arabs. The Jews of the Holy Land are thus surrounded by hostile states 650 times their size in territory and sixty times their population, yet their last, best hope of ending two millennia of international persecution, the State of Israel has somehow survived. When during the Second World War, the island of Malta came through three terrible years of bombardment and destruction, it was rightly awarded the George Medal for bravery; today Israel should be awarded a similar decoration for defending democracy, tolerance and Western values against a murderous onslaught that has lasted twenty times as long.
Jerusalem is the site of the Temple of Solomon and Herod. The stones of a palace erected by King David himself are even now being unearthed just outside the walls of Jerusalem. Everything that makes a nation state legitimate-- bloodshed, soil tilled, two millennia of continuous residence, international agreements ,argues for Israel's right to exist, yet that is still denied by the Arab League. For many of their governments, which are rich enough to have economically solved the Palestinian refugee problem decades ago, it is useful to have Israel as a scapegoat to divert attention from the tyranny, failure and corruption of their own regimes.
The tragic truth is that it suits Arab states very well to have the Palestinians endure permanent refugee status, and whenever Israel puts forward workable solutions they have been stymied by those whose interests put the destruction of Israel before the genuine wellbeing of the Palestinians. Both King Abdullah I of Jordan and Anwar Sadat of Egypt were assassinated when they attempted to come to some kind of accommodation with a country that most sane people now accept is not going away.
"We owe to the Jews," wrote Winston Churchill in 1920, "a system of ethics which, even if it were entirely separated from the supernatural, would be incomparably the most precious possession of mankind, worth in fact the fruits of all wisdom and learning put together. The Jewish contribution to finance, science, the arts, academia, commerce and industry, literature, philanthropy and politics has been astonishing relative to their tiny numbers. Although they make up less than half of one percent of the world population, between 1901 and 1950 Jews won 14% of all the Nobel Prizes awarded for Literature and Science, and between 1951 and 2000 Jews won 32% of the Nobel Prizes for Medicine, 32% for Physics, 39% for Economics and 29% for Science. This, despite so many of their greatest intellects dying in the gas chambers."
Civilization owes Judaism a debt it can never repay, and support for the right of a Jewish homeland to exist is the bare minimum we can provide. Yet we tend to treat Israel like a leper on the international scene, merely for defending herself, and threatening her with academic boycotts if she builds a separation wall that has so far reduced suicide bombings by 95% over three years.
It is a disgrace that no senior member of the Royal Family has ever undertaken an official visit to Israel, as though the country is still in quarantine after more than six decades. Her Majesty the Queen has been on the throne for 57 years and in that time has undertaken 250 official visits to 129 countries, yet has not yet set foot in Israel. She has visited 14 Arab countries, so it cannot have been that she wasn't in the region. Although Prince Philip's mother, Princess Alice, is buried on the Mount of Olives because of her status as Righteous Among Gentiles, the Foreign Office ordained that his visit to his mother's grave in 1994 had to be in a private capacity only. Royal visits are one of the ways legitimacy is conferred on nations, and the Coalition Government should end the Foreign Office's de- facto boycott. After the Holocaust, the Jewish people recognized that they must have their own state, a homeland where they could forever be safe from a repetition of such horrors. Putting their trust in Western Civilization was never again going to be enough. Since then, Israel has had to fight no fewer than five major wars for her very existence.
She has been on the front line in the War against Terror and has been fighting the West's battles for it, decades before 9/11 or 7/7 ever happened. Radical Islam is never going to accept the concept of an Israeli State, so the struggle is likely to continue for another sixty years, but the Jews know that that is less dangerous than entrusting their security to anyone else.
Very often in Britain, especially when faced with the overwhelmingly anti-Israeli bias that is endemic in our liberal media and the BBC, we fail to ask ourselves what we would have done placed in their position? The population of the United Kingdom of 63 million is nine times that of Israel. In July 2006, to take one example at random, Hezbollah crossed the border of Lebanon into Israel and killed eight patrolmen and kidnapped two others, and that summer fired four thousand Katyusha rockets into Israel which killed a further forty-three civilians.
Now, if we multiply those numbers by nine to get the British equivalent, just imagine what we would do if a terrorist organization based as close as Calais were to fire thirty-six thousand rockets into Sussex and Kent, killing 87 British civilians, after killing seventy-two British servicemen in an ambush and capturing eighteen. There is absolutely no lengths to which our Government would not go to protect British subjects under those circumstances, and quite right too. Why should Israel be expected to behave any differently?
In the course of researching my latest book on the Second World War, I recently visited Auschwitz-Birkenau. Walking along a line of huts and the railway siding where their forebears had been worked and starved and beaten and frozen and gassed to death, were a group of Jewish schoolchildren, one of whom was carrying over his shoulder the Israeli flag, a blue star of David on white background. It was a profoundly moving sight, for it was the sovereign independence represented by that flag which guarantees that the obscenity of genocide which killed six million people in Auschwitz and camps like it -- will never again befall the Jewish people, to whom the rest of civilization owes so much.
I said at the start that I was speaking to you as an historian, and so I say: No people in History have needed the right to self-defense and legitimacy more than the Jews of Israel, and that is what we in the Friends of Israel Initiative demand here today.
For friend, Mimi, I say 'peace and love' and for the State of Israel, I hope for continued support by the United States of America!
This is long but tremendously supportive of Israel, even in Britain:
worth reading, dears= love, mim
Sent: Sun, Dec 12, 2010 1:37 am
Subject: Re: From the British House of Commons
amen!!!! love, mim
Sent: Wed, Dec 8, 2010 10:06 pm
Subject: From the British House of Commons
From the British House of Commons..............
Speech to the Friends of Israel Initiative.
Andrew Roberts, Member Parliament
I would like to speak to you today as an historian, because it seems to me that the State of Israel has packed more history into her 62 years on the planet than many other nations have in six hundred. There are many surprising things about this tiny, feisty, brave nation the size of Wales, but the most astonishing is that she has survived at all. The very day after the UN declared Israel a country in 1948, five Arab countries attacked, and she has been struggling for her right to life ever since. And that is what we are here for today, to reiterate Israel's right to self-defense, inherent in all legitimate countries.
From Morocco to Afghanistan, from the Caspian Sea to Aden, the 5.25 million square miles of territory belonging to members of the Arab League is home to over 330 million people, whereas Israel covers only eight thousand square miles, and is home to seven million citizens, one-fifth of whom are Arabs. The Jews of the Holy Land are thus surrounded by hostile states 650 times their size in territory and sixty times their population, yet their last, best hope of ending two millennia of international persecution, the State of Israel has somehow survived. When during the Second World War, the island of Malta came through three terrible years of bombardment and destruction, it was rightly awarded the George Medal for bravery; today Israel should be awarded a similar decoration for defending democracy, tolerance and Western values against a murderous onslaught that has lasted twenty times as long.
Jerusalem is the site of the Temple of Solomon and Herod. The stones of a palace erected by King David himself are even now being unearthed just outside the walls of Jerusalem. Everything that makes a nation state legitimate-- bloodshed, soil tilled, two millennia of continuous residence, international agreements ,argues for Israel's right to exist, yet that is still denied by the Arab League. For many of their governments, which are rich enough to have economically solved the Palestinian refugee problem decades ago, it is useful to have Israel as a scapegoat to divert attention from the tyranny, failure and corruption of their own regimes.
The tragic truth is that it suits Arab states very well to have the Palestinians endure permanent refugee status, and whenever Israel puts forward workable solutions they have been stymied by those whose interests put the destruction of Israel before the genuine wellbeing of the Palestinians. Both King Abdullah I of Jordan and Anwar Sadat of Egypt were assassinated when they attempted to come to some kind of accommodation with a country that most sane people now accept is not going away.
"We owe to the Jews," wrote Winston Churchill in 1920, "a system of ethics which, even if it were entirely separated from the supernatural, would be incomparably the most precious possession of mankind, worth in fact the fruits of all wisdom and learning put together. The Jewish contribution to finance, science, the arts, academia, commerce and industry, literature, philanthropy and politics has been astonishing relative to their tiny numbers. Although they make up less than half of one percent of the world population, between 1901 and 1950 Jews won 14% of all the Nobel Prizes awarded for Literature and Science, and between 1951 and 2000 Jews won 32% of the Nobel Prizes for Medicine, 32% for Physics, 39% for Economics and 29% for Science. This, despite so many of their greatest intellects dying in the gas chambers."
Civilization owes Judaism a debt it can never repay, and support for the right of a Jewish homeland to exist is the bare minimum we can provide. Yet we tend to treat Israel like a leper on the international scene, merely for defending herself, and threatening her with academic boycotts if she builds a separation wall that has so far reduced suicide bombings by 95% over three years.
It is a disgrace that no senior member of the Royal Family has ever undertaken an official visit to Israel, as though the country is still in quarantine after more than six decades. Her Majesty the Queen has been on the throne for 57 years and in that time has undertaken 250 official visits to 129 countries, yet has not yet set foot in Israel. She has visited 14 Arab countries, so it cannot have been that she wasn't in the region. Although Prince Philip's mother, Princess Alice, is buried on the Mount of Olives because of her status as Righteous Among Gentiles, the Foreign Office ordained that his visit to his mother's grave in 1994 had to be in a private capacity only. Royal visits are one of the ways legitimacy is conferred on nations, and the Coalition Government should end the Foreign Office's de- facto boycott. After the Holocaust, the Jewish people recognized that they must have their own state, a homeland where they could forever be safe from a repetition of such horrors. Putting their trust in Western Civilization was never again going to be enough. Since then, Israel has had to fight no fewer than five major wars for her very existence.
She has been on the front line in the War against Terror and has been fighting the West's battles for it, decades before 9/11 or 7/7 ever happened. Radical Islam is never going to accept the concept of an Israeli State, so the struggle is likely to continue for another sixty years, but the Jews know that that is less dangerous than entrusting their security to anyone else.
Very often in Britain, especially when faced with the overwhelmingly anti-Israeli bias that is endemic in our liberal media and the BBC, we fail to ask ourselves what we would have done placed in their position? The population of the United Kingdom of 63 million is nine times that of Israel. In July 2006, to take one example at random, Hezbollah crossed the border of Lebanon into Israel and killed eight patrolmen and kidnapped two others, and that summer fired four thousand Katyusha rockets into Israel which killed a further forty-three civilians.
Now, if we multiply those numbers by nine to get the British equivalent, just imagine what we would do if a terrorist organization based as close as Calais were to fire thirty-six thousand rockets into Sussex and Kent, killing 87 British civilians, after killing seventy-two British servicemen in an ambush and capturing eighteen. There is absolutely no lengths to which our Government would not go to protect British subjects under those circumstances, and quite right too. Why should Israel be expected to behave any differently?
In the course of researching my latest book on the Second World War, I recently visited Auschwitz-Birkenau. Walking along a line of huts and the railway siding where their forebears had been worked and starved and beaten and frozen and gassed to death, were a group of Jewish schoolchildren, one of whom was carrying over his shoulder the Israeli flag, a blue star of David on white background. It was a profoundly moving sight, for it was the sovereign independence represented by that flag which guarantees that the obscenity of genocide which killed six million people in Auschwitz and camps like it -- will never again befall the Jewish people, to whom the rest of civilization owes so much.
I said at the start that I was speaking to you as an historian, and so I say: No people in History have needed the right to self-defense and legitimacy more than the Jews of Israel, and that is what we in the Friends of Israel Initiative demand here today.
Three cheers for Arizona and for Missouri!!!!!!!!
Thanks Doug Brooke!
MEXICO
IS ANGRY!
The shoe is on the other foot and the Mexicans from the State of Sonora , Mexico do not like it.
Can you believe the nerve of these people? It's almost funny.
The State of Sonora is angry at the
influx of Mexicans into Mexico . Nine state
legislators from the Mexican
State of Sonora
traveled to Tucson to complain about Arizona 's new employer crackdown on
illegal’s from Mexico .
It seems that many Mexican illegals are returning to their hometowns
and the officials in the Sonora
state government are ticked off.
A delegation of nine state legislators from Sonora
was in Tucson on Tuesday to state that
Arizona 's
new Employer Sanctions Law will have a devastating effect on the
Mexican state. At a news conference, the legislators said that
Sonora , Arizona 's southern neighbor - made up of mostly small towns -
cannot handle the demand for housing, jobs and schools that it will
face as Mexican workers return to their hometowns from the USA
without jobs or money.
The Arizona law, which took effect
Jan. 1, punishes Arizona employers
who knowingly hire individuals without valid legal documents to work
in the United
States. Penalties include
suspension of, or loss of, their business license.
The Mexican legislators are angry because their own citizens are
returning to their hometowns, placing a burden on THEIR state government.
'How can Arizona pass a law like
this?' asked Mexican Rep Leticia Amparano-Gamez, who represents Nogales . 'There
is not one person living in Sonora
who does not have a friend or relative working in Arizona ,' she said, speaking in
Spanish. ' Mexico is not prepared for this, for the tremendous
problems it will face as more and more Mexicans working in Arizona
and who were sending money to their families return to their
home-towns in Sonora without jobs,' she said. 'We are one
family, socially and economically,' she said of the people of Sonora and Arizona .
Wrong! The United States
is a sovereign nation, not a subsidiary of Mexico ,
and its taxpayers are not responsible for the welfare of Mexico 's
citizens. It's time for the Mexican government, and its citizens, to
stop feeding parasitically off the United States and to
start taking care of its/their own needs.
Too bad that other states within the USA don't pass a law just like
that passed by Arizona . Maybe that's the answer, since our own
Congress will do nothing!
New Immigration Laws: Read to the bottom or you will miss the message
1. There will be no special bilingual programs in
the schools.
2. All ballots will be in this nation's language.
3. All government business will be conducted in our language.
4. Non-residents will NOT have the right to vote no matter how long
they are here.
5. Non-citizens will NEVER be able to hold political office.
6. Foreigners will not be a burden to the taxpayers. No welfare, no
food stamps, no health care, or other government assistance
programs. Any burden will be deported.
7. Foreigners can invest in this country, but it must be an amount at
least equal to 40,000 times the daily minimum wage.
8. If foreigners come here and buy land... options will be restricted.
Certain parcels including waterfront property are reserved for
citizens naturally born into this country.
9. Foreigners may have no protests; no demonstrations, no waving of a
foreign flag, no political organizing, no bad-mouthing our president
or his policies. These will lead to deportation.
10. If you do come to this country illegally, you will be actively
hunted &, when caught, sent to jail until your deportation can be
arranged. All assets will be taken from you.
Too strict?
The above laws are current immigration laws of MEXICO !
This will take less than thirty seconds to read. If you agree,
please pass it on.
For too long we have been too complacent about the workings of
Congress. Many citizens had no idea that members of Congress could
retire with the same pay after only one term, that they didn't pay
into Social Security, that they specifically exempted themselves from
many of the laws they have passed (such as being exempt from any fear
of prosecution for sexual harassment) while ordinary citizens must
live under those laws. The latest is to exempt themselves from the
Healthcare Reform; in all of its forms.
Somehow, that doesn't seem logical. We do not have an elite that is
above the law. The self-serving must stop. This is a good way to do
that. It is an idea whose time has come.
Have each person contact a minimum of Twenty people on their Address
list, in turn ask each of those to do likewise.
In three days, most people in The United States of America
will have the message.
This is one proposal that really should be passed around.
Proposed 28th Amendment to the United States
Constitution:
"Congress shall make no law that applies to the citizens of the
United States that does not apply equally to the Senators and/or
Representatives; and, Congress shall make no law that applies to the
Senators and/or Representatives that does not apply equally to the
citizens of the United
States "
You are one of my 20+. If you don't have twenty, pass it on to
whatever number you can
WAKE UP CALL.
MEXICO
IS ANGRY!
The shoe is on the other foot and the Mexicans from the State of Sonora , Mexico do not like it.
Can you believe the nerve of these people? It's almost funny.
The State of Sonora is angry at the
influx of Mexicans into Mexico . Nine state
legislators from the Mexican
State of Sonora
traveled to Tucson to complain about Arizona 's new employer crackdown on
illegal’s from Mexico .
It seems that many Mexican illegals are returning to their hometowns
and the officials in the Sonora
state government are ticked off.
A delegation of nine state legislators from Sonora
was in Tucson on Tuesday to state that
Arizona 's
new Employer Sanctions Law will have a devastating effect on the
Mexican state. At a news conference, the legislators said that
Sonora , Arizona 's southern neighbor - made up of mostly small towns -
cannot handle the demand for housing, jobs and schools that it will
face as Mexican workers return to their hometowns from the USA
without jobs or money.
The Arizona law, which took effect
Jan. 1, punishes Arizona employers
who knowingly hire individuals without valid legal documents to work
in the United
States. Penalties include
suspension of, or loss of, their business license.
The Mexican legislators are angry because their own citizens are
returning to their hometowns, placing a burden on THEIR state government.
'How can Arizona pass a law like
this?' asked Mexican Rep Leticia Amparano-Gamez, who represents Nogales . 'There
is not one person living in Sonora
who does not have a friend or relative working in Arizona ,' she said, speaking in
Spanish. ' Mexico is not prepared for this, for the tremendous
problems it will face as more and more Mexicans working in Arizona
and who were sending money to their families return to their
home-towns in Sonora without jobs,' she said. 'We are one
family, socially and economically,' she said of the people of Sonora and Arizona .
Wrong! The United States
is a sovereign nation, not a subsidiary of Mexico ,
and its taxpayers are not responsible for the welfare of Mexico 's
citizens. It's time for the Mexican government, and its citizens, to
stop feeding parasitically off the United States and to
start taking care of its/their own needs.
Too bad that other states within the USA don't pass a law just like
that passed by Arizona . Maybe that's the answer, since our own
Congress will do nothing!
New Immigration Laws: Read to the bottom or you will miss the message
1. There will be no special bilingual programs in
the schools.
2. All ballots will be in this nation's language.
3. All government business will be conducted in our language.
4. Non-residents will NOT have the right to vote no matter how long
they are here.
5. Non-citizens will NEVER be able to hold political office.
6. Foreigners will not be a burden to the taxpayers. No welfare, no
food stamps, no health care, or other government assistance
programs. Any burden will be deported.
7. Foreigners can invest in this country, but it must be an amount at
least equal to 40,000 times the daily minimum wage.
8. If foreigners come here and buy land... options will be restricted.
Certain parcels including waterfront property are reserved for
citizens naturally born into this country.
9. Foreigners may have no protests; no demonstrations, no waving of a
foreign flag, no political organizing, no bad-mouthing our president
or his policies. These will lead to deportation.
10. If you do come to this country illegally, you will be actively
hunted &, when caught, sent to jail until your deportation can be
arranged. All assets will be taken from you.
Too strict?
The above laws are current immigration laws of MEXICO !
This will take less than thirty seconds to read. If you agree,
please pass it on.
For too long we have been too complacent about the workings of
Congress. Many citizens had no idea that members of Congress could
retire with the same pay after only one term, that they didn't pay
into Social Security, that they specifically exempted themselves from
many of the laws they have passed (such as being exempt from any fear
of prosecution for sexual harassment) while ordinary citizens must
live under those laws. The latest is to exempt themselves from the
Healthcare Reform; in all of its forms.
Somehow, that doesn't seem logical. We do not have an elite that is
above the law. The self-serving must stop. This is a good way to do
that. It is an idea whose time has come.
Have each person contact a minimum of Twenty people on their Address
list, in turn ask each of those to do likewise.
In three days, most people in The United States of America
will have the message.
This is one proposal that really should be passed around.
Proposed 28th Amendment to the United States
Constitution:
"Congress shall make no law that applies to the citizens of the
United States that does not apply equally to the Senators and/or
Representatives; and, Congress shall make no law that applies to the
Senators and/or Representatives that does not apply equally to the
citizens of the United
States "
You are one of my 20+. If you don't have twenty, pass it on to
whatever number you can
WAKE UP CALL.
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