Welcome

Welcome to my blog http://www.skegley.blogspot.com/ . CAVEAT LECTOR- Let the reader beware. This is a Christian Conservative blog. It is not meant to offend anyone. Please feel free to ignore this blog, but also feel free to browse and comment on my posts! You may also scroll down to respond to any post.

For Christian American readers of this blog:


I wish to incite all Christians to rise up and take back the United States of America with all of God's manifold blessings. We want the free allowance of the Bible and prayers allowed again in schools, halls of justice, and all governing bodies. We don't seek a theocracy until Jesus returns to earth because all men are weak and power corrupts the very best of them.
We want to be a kinder and gentler people without slavery or condescension to any.

The world seems to be in a time of discontent among the populace. Christians should not fear. God is Love, shown best through Jesus Christ. God is still in control. All Glory to our Creator and to our God!


A favorite quote from my good friend, Jack Plymale, which I appreciate:

"Wars are planned by old men,in council rooms apart. They plan for greater armament, they map the battle chart, but: where sightless eyes stare out, beyond life's vanished joys, I've noticed,somehow, all the dead and mamed are hardly more than boys(Grantland Rice per our mutual friend, Sarah Rapp)."

Thanks Jack!

I must admit that I do not check authenticity of my posts. If anyone can tell me of a non-biased arbitrator, I will attempt to do so more regularly. I know of no such arbitrator for the internet.











Wednesday, March 2, 2016

obamas muslim government ... Thx Paul C!

      
This information has all been checked, then double 100% Correct.
 
That's why there is such an alarm within US government, since Trump's statement about temporary suspension of migration of Muslims to US till US authorities make sure there is a proper concept of safe penetration of US territory!
  
People are stunned to learn that the head of the U.S. CIA is a Muslim!
 
Do hope this wakes up some!  Until it hits you like a ton of bricks read it again, until you understand!

We now have a Muslim government!
John Brennan, current head of the CIA converted to Islam while stationed in Saudi Arabia.
Obama's top adviser, Valerie Jarrett, is a Muslim who was born in Iran where her parents still live.
Hillary Clinton's top adviser, Huma Abedin is a Muslim, whose mother and brother are still involved in the now outlawed Muslim Brotherhood in Egypt!
Assistant Secretary for Policy Development for Homeland Security, Arif  Aikhan, is a Muslim .
Homeland Security Adviser, Mohammed Elibiary, is a Muslim .
Obama adviser and founder of the Muslim Public Affairs Council, Salam al-Marayati, is a Muslim.
Obama's Sharia Czar, Imam Mohamed Magid, of the Islamic Society of North America is a Muslim .
Advisory Council on Faith-Based Neighborhood Partnerships, Eboo Patel, is a Muslim .
Nancy Pelosi announced she will appoint Rep Andre Carson, D-Ind, a Muslim, as the first Muslim lawmaker on the House of Representatives Permanent Select Committee on Intelligence, of all things! It would make Carson the first Muslim to serve on the committee that receives intelligence on the threat of Islamic militants in the Middle East! He has suggested that U.S. schools should be modeled after Islamic madrassas, where education is based on the Quran!!!
It's questionable if Obama ever officially took the oath of office when he was sworn in. He did not repeat the oath properly to defend our nation and our Constitution. Later the Democrats claimed he was given the oath again, in private. Yeah, right.
CIA director John Brennan took his oath on a copy of the Constitution, not a Bible??
Valarie Jarret wrote her college thesis on how she wanted to change America into a Muslim friendly nation and she is a Obama top advisor!
Congressman, Keith Ellison took his oath on a copy of the Qur'an, NOT the Bible!
Conservative Congresswoman Michele Bachman, R-MN, was vilified and verbally tarred and feathered by Democrats when she voiced her concern about Muslims taking over our government!
Considering all these appointments, it would explain why Obama and his minions are systematically destroying our nation, supporting radical Muslim groups worldwide, opening our southern border, and turning a blind eye to the genocide being perpetrated on Christians all over Africa and the Middle East!
The more damage Obama does, the more arrogant he's become!
Our nation and our government has been infiltrated by people who want to destroy us!  It can only get worse!
In his book Obama said, "if it comes down to it, I will side with the Muslims".
If you fail to pass this one on, there's something wrong…somewhere!
Common sense doesn't grow in everyone’s garden!
 

Why so many American planes shot down during Viet Nan annam War


Ever wondered why so many of our aviators in Vietnam got shot down? 

"The Secret War and Other Conflicts"   (Published 2014 by GENERAL PETE PIOTROWSKI ISBN 978-1-4931-6187-4 (Hardcover))

       Following is a quote of much interest, from pages 246/247:

    "Nearly twenty years later, former Secretary of State Dean Rusk being interviewed by Peter Arnett on a CBC documentary called, "The Ten Thousand Day War".

    Mr Arnett asked, "It has been rumored that the United States provided the North Vietnamese government the names of the targets that would be bombed the following day.  Is there any truth to that allegation?"

    To everyone's astonishment and absolute disgust, the former Secretary responded, "Yes.  We didn't want to harm the North Vietnamese people, so we passed the targets to the Swiss embassy in Washington with instructions to pass them to the NVN government through their embassy in Hanoi."  As we watched in horror, Secretary Rusk went on to say, "All we wanted to do is demonstrate to the North Vietnamese leadership that we could strike targets at will, but we didn't want to kill innocent people.  By giving the North Vietnamese advanced warning of the targets to be attacked, we thought they would tell the workers to stay home."

    No wonder all the targets were so heavily defended day after day!  The NVN obviously moved as many guns as they could overnight to better defend each target they knew was going to be attacked.  Clearly, many brave American Air Force and Navy fliers died or spent years in NVN prison camps as a direct result of being intentionally betrayed by Secretary Rusk and Secretary McNamara, and perhaps, President Johnson himself.

    I cannot think of a more duplicitous and treacherous act of American government officials.  Dean Rusk served as Secretary of State from January 21, 1961, through to January 20, 1969, under President John F. Kennedy and Lyndon B. Johnson.

    Mr. Peter Arnett opined that “this would be a treasonous act by anyone else.”  A very sad revelation.

Those that flew over North Vietnam always suspected that this was what was happening!!
 

More on Social Security ... Thx Marge R!


Sam   you may be interested in reading this.  I will print it out read it later. Marge 
http://click2.palmbeachgroup.com/t/Bg/A0I/C00/kWY/dqA/M6Y/AQ/_wPp
February 26, 2016
Social Security’s Disappearing Act
By Bob Irish
On April 30, two lucrative Social Security filing strategies are going by the wayside. I’ve written about this before. Still, there seems to be a lot of confusion about how these so-called “loopholes” work and who is eligible for them. And since the deadline to use them is almost here, this installment of Retirement Insider is dedicated to making your options perfectly clear.
First off, if you were born in or after 1954, you can stop reading right now. Both of these strategies—“file and suspend” and “restricted application for spousal benefits”—are off the table for you. They were eliminated when Congress passed the Bipartisan Budget Act of 2015 last November. 
You can also stop reading if you’re single. Both strategies were designed for couples.
Are you still with me? 
Okay. So, let’s say you were born before 1954. 
If you were at least 62 years old in 2015 and are in a two-earner household, you may be eligible to file a restricted application for spousal benefits at full retirement age (FRA). (FRA is 66. So, depending on your age right now, that could be this year or as late as 2019.) 
We’ll talk about this option in a minute. But first, let’s take a look at file and suspend. 
The File-and-Suspend Strategy
If you will have reached FRA by April 30, 2016 (in other words, if you were born after April 30, 1950), you are still eligible for file and suspend. But you need to get on it. You must file before May 1, 2016
PIA? FRA? AIME? What Are Those?
PIA is your “primary insurance amount.” This is the dollar amount of your monthly Social Security check if you begin taking benefits at your FRA. 
Your PIA is based on your average indexed monthly earnings (AIME). If you’re interested in the math, the calculation is a four-step process explained here.
To determine whether or not this makes sense for you, we need to talk a little about spousal benefits. 
When your spouse reaches age 62, even if he/she has no work history, he/she may begin receiving Social Security as the spouse of someone (you) who is entitled to it. Your spouse cannot claim the spousal benefit until you have filed for your own benefit. But once you do, he/she can start collecting a benefit equal to 50% of your PIA. 
Here’s what’s important: You do not have to start collecting your benefit immediately. After filing, you can ask to have the payments suspended. 
Why suspend? By suspending your payments, your benefit will continue to grow (until age 70) as if you had not yet filed. 
Let’s look at an example…
Betsy and Frank are married and are both at FRA (66). Betsy’s PIA is $2,000. Her husband, Frank, has no work history. Betsy files for Social Security. This enables Frank to claim his spousal benefit of $1,000 per month (50% of Betsy’s PIA). But Betsy asks for her payments to be suspended until she reaches age 70. This allows her benefit to grow while Frank collects his $1,000 per month.
By waiting until age 70, Betsy’s benefit increases to $2,640 per month. So, at age 70, Betsy and Frank’s combined monthly income is $3,640. Meanwhile, they will have received $48,000 in spousal benefits (48 x $1,000). And by age 90, they will have collected $921,600 in Social Security income. 
If, instead, Betsy files for her benefit at FRA but does not use the file-and-suspend strategy, she and Frank will have collected $864,000 in Social Security income by age 90.
And if she waits to file for her benefit until age 70, once again not using file and suspend, she and Frank will have collected $873,600 in Social Security income by age 90.
As you can see, Frank and Betsy will be money ahead by using the file-and-suspend strategy. However, it takes a while to pay off. Filing at FRA provides more income in the short run. But the lines cross at age 82.5. From then on, the file-and-suspend strategy is superior. 
The Restricted Application Strategy
The restricted application strategy is often confused with file and suspend. That’s because both involve the spousal benefit, and they are often used in conjunction with each other. To understand the difference, we have to go back to some Social Security basics.
Each spouse in a two-earner household is entitled to two potential Social Security benefits. Their own benefit, based on their work history, and the spousal benefit, based on their spouse’s work history. You can file for one or the other. (As noted above, to file for a spousal benefit, your spouse must have filed for theirs.) 
But here’s the catch. When you file for a spousal benefit, you are deemed by the Social Security Administration to be filing for your own benefit as well. (That’s why the restricted application strategy is also known as “filing as a spouse first.”) What you’ll receive is the larger of the two benefits. And from that point on, you will no longer accumulate delayed retirement credits (DRC). 
So, the concept behind the restricted application is pretty simple. Once you’ve reached FRA, you can file a restricted application and receive only your spousal benefits. Meanwhile, your own benefit will continue to grow. 
Let’s look at a couple of examples…
What’s DRC?
DRC is Social Security-speak for delayed retirement credits. If you delay benefits beyond your full retirement age, your birth year and the number of months you delay determine how much your benefit increases.
If you were born after 1943, your benefit increases by two-thirds of 1% per month until age 70, or 8% per year.

Paul and Lydia are both 66 (FRA) and eligible for file and suspend and the restricted application strategy. Both have a PIA of $2,000. If they decide to do nothing and simply wait until age 70 to file, they will accumulate DRC for the next four years. As a result, instead of $2,000, they will each be collecting $2,640 per month. That would give them a total of $63,360 annually. By age 90, they will have collected $1,267,200. 
But let’s say Lydia files and suspends. This allows her benefit to grow to its maximum of $2,640 per month. It also permits Paul to file a restricted application for his spousal benefit. But remember: By filing for his spousal benefit ($1,000—50% of Lydia’s PIA), Paul is considered to be filing for his own benefit ($2,000) as well. He’ll receive $2,000, the larger of the two benefits. But now, he will not accumulate DRC. So, by age 90, Paul and Lydia will have collected only $1,209,600—almost $60,000 less than what they would get by waiting until age 70 to file. 
To maximize their lifetime benefits, the best strategy is for Lydia to file and suspend and for Paul to file as a spouse first (the restricted application). Paul will receive his spousal benefit of $1,000 per month while his own benefit continues to grow. And by age 90, Paul and Lydia will have collected $1,315,200—$48,000 more than they would get by waiting until age 70 to file. 
Another example…
Beth and Joe are 62. Because they will not have reached FRA (66) by April 30, 2016, they are not eligible for file and suspend. However, they can take advantage of the restricted application strategy. 
Joe’s PIA is $800; Beth’s is $2,000. They’ve decided that Beth will wait until age 70 to file for her benefit. But to help with cash flow, Joe files now at age 62. Because he filed before FRA, his benefit is reduced to $600 per month. 
At FRA, Beth will file a restricted application that will allow Joe to collect a spousal benefit of $1,000 (50% of her PIA). Meanwhile, her benefit will continue to accumulate DRC. 
Joe will collect $28,800 for four years ($600 x 48 months) on his own benefit. Then, at age 66, he will start to collect a spousal benefit of $1,000 per month. And when Beth files at age 70, her benefit will have grown to $2,640. So, by the time they’re 90, they will have collected a total of $950,400. 
If Beth had not filed a restricted application, Joe’s benefit would have remained at $600 per month until they were 70, at which point it would have switched to “whatever benefit is higher”: Joe’s $1,000 spousal benefit. Not knowing about this strategy would have cost them $19,200 in lost Social Security income. 
And what if Joe had waited to age 70 to file? His benefit would have grown to $1,056. The couple would receive a monthly income of $3,696, or $44,352 annually. By age 90, they would have collected $890,736—more than $62,000 less than with the restricted application strategy.
The Future
Social Security being under a lot of pressure isn’t news. When it began in 1935, there were some 40 workers paying into the system for every retiree. Today, there are just 2.8 workers for every retiree. So, you can count on Social Security taxes going up and benefits being reduced.
The elimination of these two filing strategies is just the first blow for seniors. What’s particularly disheartening is the way it was done. Behind closed doors with no opportunity for comment or debate.
Building your net worth is the only way to ensure a satisfying retirement. So, I urge you—if you haven’t already—to join PBRG’s Wealth Builders Club and take advantage of its immense curriculum of wealth-building strategies. 
It’s never been more important to take control of your own financial destiny. 

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Cartoons ... Thx, Judi!

 
 

 
 

Tuesday, March 1, 2016

Social Security and my take on it ... SamKat

I have a friend who has ideas on How to fix and save Social Security. Don Queen, originallly of Scioto County, Ohio.  He is a CPA and managed the finances for Cal State University in California.

I had heard, quite by accident, of a law regarding "File and Suspend" which if spouses agreed to they could notify SS that they wanted to file for social security, suspend receiving any checks until seventy years of age, at the highest spouses' retirement SS income. That is as much as forty per cent higher than my retirement SS check  Our governmental establishment representatives (members from republican and democrat parties) told us nothing about this when I retired at 65 in January, 1998.  Should I have known?  Almost NO Way! Many working in SS did not know of the ending File and suspend benefit which expires very soon - April 30,  2016.  I am 83 and past the choice now.  If you could make the choice check it out with SS now!

In fact, only one per cent of men and two per cent of women had taken advantage of this spousal benefit at their Federal Retirement Age for the years 2009 thru 2012.

OK, so what file and suspend means is that if you had taken advantage of thee beneficial choice, and waited to  receive any check until you were 70 years old. you would have received 8 % more each year of your highest benefit check for each year exceeding your Full Retirement Age FRA, which has been continually changing to make up for the failed promises of the SS system.

I understand that FDR Franklin Delano Roosevelt who introduced Social Security Tax in the mid-thirties, initially indicated it would never exceed $1,000 /yr income nor exceed 3 % of that.  It would be a separately held account for each contributing to it with compounded interest for a person's lifetime.  Since then the democrats have separated the funds into the general budget account for the Feds, and have made nine or so additional changes, all by Democrats, to weaken the system and which will cause its demise.  Our fed reps are doing nothing to save the system except to kick the can down the road.  Neither party wants to be blamed for making dire changes necessary for its survival.

I trust no man to truly work altruistically for us the people.   Hopefully, Tea party reps must soon face and attempt fixes for our children, great grandchildren and beyond.

Don Queen has a book and I also recommend "Get What's Yours, by Laurence J. Kotlikoff. Philip Moeller, and Paul Solman, Simon & Shuster, 2015.

The following is Don Queen's:

letter: Re:  Friday, Aug. 14 Editorial Opinion- Unhappy Birthday.  I believe all should obtain and read "How to Fix and Save Social Security" a recent 50 page book  by Mr. Don Queen, Retired President of  the University Corporation for Cal State University in Northridge, California.  He also was chair of the University Investment Board.  His book is a very much worthwhile read for politicians and all Americans to consider.  Politicians on both sides have talked about fixes for SS, but Mr. Queen has very helpful comments.  His three page summary of the book is immediately available from Mr. Queen at: www.kondoqueen@gmail.com .  

My take is not as well-informed as i would like but my wife and i checked with SS today at 1-800-772-1213 and the SS rep informed us that in the event of either's death, the surviving spouse will get the higher earning spouses' check each month in addition to the lump sum standard $255 death benefit.  The lower earning spouse benefit will cease.

My take is for each to work as long as you can at something to keep up with no, or very little, COLA's the rest of your life, while senior living costs continue to rise steadily.  

My further political take is that the left politicians will continue to spend and the conservatives will try to maintain our country's freedoms our service people have fought for.

skegley.blogspot.com   SamKat

Safety ... Thx Ron W!

Safety




I took down my Rebel flag (which you can't buy on ebay any more) and peeled the NRA sticker off the front door. 

I disconnected my home alarm system and quit the Neighborhood Watch.

I bought two Pakistani flags and put one at each corner of the front yard. Then I purchased the black flag of ISIS (which you CAN buy on ebay) and ran it up the flag pole

Now, the local police, sheriff, FBI, CIA, NSA, Homeland Security, Secret Service and other agencies are all watching my house 24/7. I've NEVER felt safer and I'm saving $69.95 a month that ADT used to charge me.

Plus, I bought burkas for my family when we shop or travel. Everyone moves out of the way and security can't pat us down.

Hot Damn — Safe at last — Ain’t America great or what?

SamKat is a hetero UK basketball fan who loves Coach Cal and his staff and his team! ... SamKat

SamKat is a hetero UK Basketball fan who loves Coach Cal, his staff and his team - SamKat


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It is kind of a slow day for me.  I finished my eleventh book last year and do not intend to spend a pregnancy's or a year's time on another book.

As a Kentucky basketball fan, I look forward to the game at Florida tonight.

I just forwarded the KSR news for this morning.  Matt Jones has set things up well on Kentucky Sports Radio with excellent writers including himself.

I am a very hetero guy.  I would not have been interested in my 64 year long marriage to Jeanie if she were a man.  God makes us differently with different parents and we react to their nurturing or lack of it, and roll onto the tilted pin ball table of life.  We experience bumps and flips and will finally die.  

This intro is only to explain why I love Coach Calipari of my Alma Mater, the University of Kentucky.

Cal is tweaking his team again, a little early this season, because they are not one of the most powerful groups Cal and his great staff have assembled.  However, he claims they earnestly want each of their teammates to do well, and that may be his greatest coach-teaching of them.  

Cal and his extremely competent staff want the best out of each member and they expect to get it.  A few weeks back, a friend looked ahead and told me we could lose every SEC contest ahead of us.  I had to agree with the possibility.  Fortunately, we haven't done that badly since then except for a couple of slip-ups and at times, I even envisioned our Ninth title for this team.  But we often forget to give credit to the coaches and teams who are earnestly trying to beat Kentucky and they are high type coaches with exceptional Division 1 players.  And officials mostly try their darndest to do their jobs better than we give them credit for. 

UK could lose all remaining games and not qualify for the NIT even.  That is neither what we fans nor our coaches no our team feel is probable.  

It is about the players who have made our various teams over the Calipari era at UK.  He normally pulls them through. Perhaps it will Happen for their very best as his excellent coaching records have shown at three different colleges.

That is truly what I expect and desire.

God bless this basketball team and coaching staff.  

I have a weak saying, especially for a UK fan, that "Even if, God please forbid, UK should lose and end its' season without an NCAA title ... It is soon spring!"  Morbildity cannot control us!


skegley.blopgspot.com       SamKat   aka Sam Kegley blog

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