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Welcome to my blog http://www.skegley.blogspot.com/ . CAVEAT LECTOR- Let the reader beware. This is a Christian Conservative blog. It is not meant to offend anyone. Please feel free to ignore this blog, but also feel free to browse and comment on my posts! You may also scroll down to respond to any post.

For Christian American readers of this blog:


I wish to incite all Christians to rise up and take back the United States of America with all of God's manifold blessings. We want the free allowance of the Bible and prayers allowed again in schools, halls of justice, and all governing bodies. We don't seek a theocracy until Jesus returns to earth because all men are weak and power corrupts the very best of them.
We want to be a kinder and gentler people without slavery or condescension to any.

The world seems to be in a time of discontent among the populace. Christians should not fear. God is Love, shown best through Jesus Christ. God is still in control. All Glory to our Creator and to our God!


A favorite quote from my good friend, Jack Plymale, which I appreciate:

"Wars are planned by old men,in council rooms apart. They plan for greater armament, they map the battle chart, but: where sightless eyes stare out, beyond life's vanished joys, I've noticed,somehow, all the dead and mamed are hardly more than boys(Grantland Rice per our mutual friend, Sarah Rapp)."

Thanks Jack!

I must admit that I do not check authenticity of my posts. If anyone can tell me of a non-biased arbitrator, I will attempt to do so more regularly. I know of no such arbitrator for the internet.











Sunday, February 19, 2012

New Boston's Steve Hamilton- Flood Insurance


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Meeting to help keep flood insurance costs in check [Portsmouth Daily Times, Ohio]

February 18, 2012
By Ryan Scott Ottney, Portsmouth Daily Times, Ohio
McClatchy-Tribune Information Services
Feb. 18--NEW BOSTON -- The Village of New Boston is hosting a second-chance meeting this month to provide residents from all ofScioto County with information about locking-in lower flood insurance rates offered by the Federal Emergency Management Agency (FEMA).
Village Administrator Steve Hamilton said FEMA draws new flood maps every 10 years, and when the newest maps were released in April 2011 is showed that some areas of the village are now at a higher risk of flooding. He said as much as 60 percent of New Boston is in some type of flood plain. Before those maps were released, Hamilton hosted two public meetings in New Boston to inform citizens how they could purchase FEMA flood insurance then for lower rates that would not increase for two years. He said very few people showed up to those meetings.
Now the deadline has passed, and some people are already seeing their rates jump as high as 60 percent.
"I've got two people that live on one street right now, and they're both in the same flood zone. They live right beside each other, and one is paying $700 more than their neighbor for flood insurance for a year," Hamilton said.
If more had come to the meetings last year, Hamilton said, they could have been grandfathered into lower rates.
Furthermore, Hamilton warned, if FEMA de-accredits either the village of New Boston or the city of Portsmouth floodwall systems, insurance rates will go up even more. The wall is undergoing studies and repairs, and both the city and the village expect to meet the requirements for accrediting before the final deadline.
Hamilton said FEMA offers a second chance to purchase low-rate flood insurance for two years only through its Preferred Risk Policy Eligibility Extension program. Free information about the program will be available at a public meeting at the New Boston Community Center at 6 p.m.Feb. 29.
"This is to keep your rates low, so you can be prepared for when the rates do go up," he said. "This two-year extension will provide property owners additional time to save and prepare for paying for a full-risk premium in two years."
Information will be distributed to homeowners from all over Scioto County to take back to their insurance provider to enroll in this program. Local insurance agents are also strongly encouraged to attend for information.

Low Interest Rates Ahead?
"They (the agents) will get a 13 percent commission by selling this," Hamilton said.
He said he is worried about the residents of New Boston, and all ofScioto County, who are already on a fixed income and cannot afford higher insurance premiums. He warned that if a property owner has a mortgage, the bank can require them to purchase this insurance -- and if the property owner doesn't, the bank can purchase it for them using money from their escrow account and include that cost on the property owner's mortgage payment. Higher mortgage payments, he fears, could mean more people being unable to stay in their homes.
"I just want to be a stepping stone for people, to show them thatFEMA is willing to help and give people a second chance, but they've got to be here. They've got to participate," Hamilton urged.
The meeting is 6 p.m.Feb. 29, at the New Boston Community Center on Rhodes Avenue.
Ryan Scott Ottney can be reached at 740-353-3101, ext. 235, orrottney@heartlandpublications.com.
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(c)2012 The Portsmouth Daily Times (Portsmouth, Ohio)
Visit The Portsmouth Daily Times (Portsmouth, Ohio) at www.portsmouth-dailytimes.com
Distributed by MCT Information Services
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